Good benefits show up in ordinary moments: a doctor's visit, a tight month, a question about saving.
We help you build a benefits package that fits your goals and your budget, then help your employees understand and use it, with clear reporting on what it all costs, including what you pay us.
Dr. Elaine Park owns a veterinary practice with three clinics and seventy-five employees. Jordan, her practice manager, handles benefits alongside everything else. Follow their program in seven chapters.
An illustrative company. Names, figures, and results are hypothetical and do not represent an actual client. Coverage and costs vary by carrier and underwriting.
Start with what you want benefits to do
Dr. Park was losing veterinary technicians to a hospital chain across town. Her benefits had grown piece by piece, and no one had asked what they were for. So we started with three goals: attract and keep good people, stay within budget, and support employees' everyday lives.
What we do
Help you build a benefits package that supports your goals, attracts talent, and fits your budget.
What you leave with
A package built around your goals, not last year's renewal.
Check how employees are protected
Health coverage was solid. But group life insurance was just one times salary, there was no disability coverage for a team that works on its feet all day, and no long-term care option. We reviewed each one and recommended changes.
What we do
Review group life insurance, disability, and long-term care coverage for your employees.
What you leave with
A clear view of how your employees are protected, and where they aren't.
Balance what the company pays
The added coverage pushed the company's share past its budget. We modeled several contribution strategies and recommended a balance: the company covers core protection, and employees share the cost of the richer options they choose.
Compare the options
What we do
Recommend contribution strategies that balance what the company pays with what employees pay.
What you leave with
A cost split that fits your budget and that employees can understand.
Compare carriers side by side
We requested proposals from six benefit carriers, compared the three strongest on coverage, service, and price, and helped Dr. Park and Jordan choose. The carrier they selected brought the total cost back within budget.
What we do
Request proposals from benefit carriers, and help you compare and choose the right providers.
What you leave with
A side-by-side comparison, and a choice you understand.
Teach what employees want to learn
Before planning a single session, we asked employees what they wanted to learn. Budgeting, paying down debt, and saving for a first home topped the survey, so that's where the financial wellness sessions began.
What we do
Host financial wellness sessions for your employees on topics like budgeting, saving, and investing, with surveys to choose the topics employees care about most.
What you leave with
Sessions on the topics your employees actually asked about.
Reach every shift
The clinics run early mornings, late nights, and weekends, so not everyone can be in the room. Every session is recorded and comes with take-home materials, so a technician on the overnight shift has access to the same help as someone who attended live.
What we do
Provide take-home materials and recorded sessions so every employee can benefit, even if they can't attend.
What you leave with
Financial wellness for your whole team, not just whoever was free that day.
Manage it, and be open about what it costs
We manage the program year-round with regular reports and reviews, so Dr. Park and Jordan can see how benefits are used and what they cost. That includes our own compensation, explained up front, in plain language.
What we do
Manage your benefits program on an ongoing basis with regular reporting and reviews, and explain our compensation openly, so you understand what you're paying for.
What you leave with
A program you can see clearly, including what you pay us.
Chapter 1 of 7
Benefits work best when they work with the rest of your business.
A benefits program touches your budget, your people, and your retirement plan. We coordinate each piece, so the program stays connected to what your business is trying to do.
Benefit carriersProvide the coverage, and handle claims and service.
Your HR leadManages enrollment and day-to-day questions, with our support.
Your 401(k) planWorks alongside your benefits, so employees see one clear picture.
Your CPAAdvises on how contributions are treated for taxes.
Begin with a conversation about your team.
Bring your current renewal, and a sense of what you want your benefits to do. We'll walk through it with you.
