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Market volatility has a way of making even disciplined investors uncomfortable.Careers are built over decades. Businesses mature over time. Homes are improved one thoughtful decision at a time. Yet when markets fluctuate, the pressure...

For many business owners, a 401(k) plan lives in the background.Set it up.Offer a match.Check the compliance box (or not).Move on.But here’s the reality:A properly designed 401(k) isn’t just an employee benefit.It’s one of the most...

In areas like the San Francisco Bay Area, success is rarely accidental. It’s built over decades through discipline, long hours, and a deep commitment to family. Many individuals and families have spent a lifetime building businesses,...

Since ChatGPT went mainstream on November 30, 2022, the stock market has delivered strong gains, especially among the large-cap companies building and powering today’s AI ecosystem.At the same time, investors are asking a fair...

Financial Clarity for High Earners: Why January Should Be About Strategy, Not Just Goals

Peter Waldron

Monday, January 12, 2026

January invites ambition.New goals.New plans.A renewed commitment to “be more intentional this year.”And yet, for many high earners and business owners, January also delivers something less inspiring: friction.Not because income is...

Market Recap & Snapshot[1]Global stocks in 2025 posted their strongest year since 2019, supported by stronger earnings and optimism surrounding AI. The MSCI Asia index, up 30% in dollar terms for 2025, enjoyed its best annual gain in...

The holiday season has a way of awakening familiar feelings of warmth, nostalgia, connection, and the rare permission to slow the pace of life. Maybe it’s the glow of familiar lights, the rhythm of longstanding traditions, or the...

Market Recap & Snapshot[1] Famine turned into feast as stocks roared back during the holiday-shortened Thanksgiving week following the prior week’s sell-off and what was shaping up to be a dismal November. The Nasdaq-100 index gained...

WP Weekly Insight (11/15 - 11/21) Market Recap & Snapshot [1]The S&P 500 and Nasdaq Composite each dropped 1.3% on Monday, November 17, in a session that saw 407 S&P constituents falling. Alphabet bucked the trend and climbed 3% on the...

WP Weekly Insight (11/8 - 11/14) Market Recap & Snapshot[1] Monday, November 10: The Nasdaq Composite bounced back from its worst week since April as stocks rallied broadly on Monday on news that the government shutdown was finally...

TL;DR: Stand up one pooled 401(k) framework at the platform (PE/VC) level and plug every portco into it. Use either a PEP (one plan, one audit/5500) or an Exchange/GPS (many plans on shared rails). Both slash admin, standardize...

WP Weekly Insight (11/1-11/7) Market Recap & Snapshot[1] The Nasdaq led the broad indexes higher on Monday, November 3, following the announcement of Amazon’s $38 billion cloud infrastructure deal with OpenAI. The tech-heavy index...

Let’s rip the Band-Aid off: The financial advice industry is packed with copy-and-paste advisors charging a bland, industry-standard 1% and doing little more than playing musical chairs with your funds once a year. It’s the greatest...

A name is more than a label...it’s a reflection of who we are, what we value, and the legacy we strive to build. When we chose "Waldron Partners," it was a decision rooted in intention and conviction. You may notice we made a conscious...

You've been putting it off for months, maybe even years. That nagging feeling that your company's 401(k) plan could be better managed, that your employees deserve more sophisticated investment options, or that you're overpaying for...

Maximizing retirement savings is a key goal for many employees. While traditional pre-tax and Roth 401(k) contributions are well-known, a powerful but often overlooked feature exists: the after-tax contribution. This option can allow...

WP Weekly Insight (8/11 - 8/15) Market Recap & Snapshot[1] August 11 – August 15 The stock market was in Fed-watching mode through the middle of the week. Benign inflation numbers, in the form of the consumer price index (CPI), had the...

The Real Value of a Wealth Management Team: Less Worry, More Clarity Life rarely slows down for money decisions. Maybe you’re helping a spouse through a health decline and the paperwork keeps piling up. Maybe your days are booked with...

The Resource Group: Elevating Financial Advice Through Collaboration and Innovation The Resource Group (TRG) is a network of top financial advisors dedicated to raising the standard of client service and advice across the industry....

Why Every Business Owner Needs to Know Their Business Valuation Understanding the true value of your business isn't just a number on a spreadsheet... It's a foundation for strategic decisions, future planning, and creating a sense of...

WP Weekly Insight (7/26 - 8/1) Market Recap & Snapshot[1] July 28 through August 1 The week ended, August 1 lived up to its billing as the summer’s (and perhaps the year’s) most impactful by way of global trade developments, a litany...

Breaking Down the One Big Beautiful Bill: What It Really Means for Your Wealth and the U.S. Economy In a year marked by political gridlock and economic uncertainty, one piece of legislation has managed to steal the spotlight: the One...

In this edition, Waldron Partners takes a closer look at the One Big Beautiful Bill Act, which President Trump declares to be "the single most popular bill ever signed" and "one of the most successful pieces of legislation in American histo

Market Recap & Snapshot[i] The S&P 500 rebounded quickly on Monday, June 16, after initially selling off the previous Friday on news of Israel’s strike on Iran. The market presciently priced in an expeditious end to the conflict,...

Small Tweaks, Big Impact: 5 Underrated Wealth Strategies for High-Earners When it comes to wealth, the headlines love a grand gesture…buying low, selling high, timing the market just right, or making bold bets that “pay off big.” But...

Now’s the perfect time to pause the chaos, do a quick gut check, and make sure your money is still marching in the right direction. A mid-year financial check-in isn’t just a good idea—it’s your secret weapon for finishing strong.

Welcome to WP Weekly Insight, a recap of capital market headlines, examination of economic trends, and summary of global developments curated by the Waldron Partners Investment Team.

Whether you’re a young professional, a CEO, a parent, or retired and wondering what’s next, estate planning gives you power over what happens next. It’s the most adult decision you’ll ever make, and your future self will thank you!

Should You Sell, Gift, or Ghost? The Exit Strategy Every Business Owner Needs Let’s be honest—planning your business exit strategy is a lot like planning your funeral: no one wants to think about it, but your legacy (and maybe your...

With Waldron Partners, secure your retirement with tailored strategies and ongoing support. We help you build a future that reflects your life's hard work, to help ensure financial security.

A Financial Safety Net for Your Mental Health

Peter Waldron

Tuesday, March 18, 2025

Alamo and Danville residents, we see you. Your dedication to your families, careers, and community is inspiring. But amidst the busy days and endless responsibilities, it’s easy to find yourself struggling in silence—a quiet...

Do you feel your dream of financial independence is way out of reach? Let me tell you, that life where working becomes a choice, is closer than you think! Whether your goal is to create a lasting legacy for your children, chase your...

Mastering Your Company Stock Option Plan When it comes to managing wealth for corporate executives and employees with stock incentive packages, there’s one esMaxsential piece of advice—plan ahead. Managing company stock is not just about...

As the post-election landscape unfolds, individuals and families are keenly focused on the future. With new leadership in place, there's an understandable mix of anticipation and uncertainty about potential policy changes. Economic...

With year-end approaching, it is time to start thinking about moves that may help lower your tax bill for this year and next. Whether or not tax increases become effective next year, the standard year-end approach of deferring income...

Striving for financial independence is a universally shared pursuit. Yet, the definition of financial freedom is as personal as one’s fingerprint. Our financial lives transcend merely looking at the numbers; they encapsulate our...

At the heart of Waldron Partners’ ethos lies a rather noble yet elusive Greek term — ‘Philotimo’. It's a deceptive word, seemingly simple yet evocative of a complex set of virtues and behaviors that promote an...

Client Profile Our client is a successful entrepreneurs who has generated substantial wealth over the years. However, he felt overwhelmed by the complexities of managing his finances and concerned about potential tax liabilities. He...

A Deeper Understanding for a Customized Plan At Waldron Partners, we believe that the key to a successful financial plan is a thorough understanding of our client’s financial situation. This incorporates not only your goals but...

Investing in your future is a commitment that requires careful planning, diligent execution, and ongoing monitoring. At Waldron Partners, we understand the importance of a solid financial plan and how to effectively incorporate it into...

A change in business ownership is inevitable, and when it comes to transferring your business to another owner, it's important to take a step back and consider all your options. Familiarity and trust may highlight family transfers over...

As a business owner or manager, you understand the importance of retaining your top talent. From executives to key employees, these individuals are integral to the success and growth of your company. However, in today's competitive job...

In the world of business, success is often measured by many factors, one of which is longevity. It takes a great deal of grit, hard work, and perseverance to build a business that can last for decades or even centuries. But what...

As an executive, planning for your financial future can be a daunting task. With so many complex financial products available on the market, it can be difficult to determine which ones are right for you and your specific needs. However...

Introduction Waldron Partners, a family-owned business established in 1975, has grown exponentially over the decades to serve clients nationwide. Founded by Bob Waldron, the company was birthed from a dream and has since become a...

Waldron Partners is a family-owned business that offers comprehensive financial planning services for successful business owners, including tailored plans, expert support, and a focus on securing tomorrow for a better today.

As a successful business owner, you know that running your own company comes with immense rewards and challenges. While overseeing daily operations and driving growth, it can be difficult to find the time to thoroughly analyze your...

As a successful business owner, you know that running a company comes with both rewards and challenges. While building a profitable enterprise is extremely fulfilling, it also requires an enormous amount of time, resources, and stress....

Waldron Partners helped a tech entrepreneur simplify their wealth and achieve financial clarity through an effective financial planning strategy.

This blog post provides an informative and confident look into Waldron Partners' approach to helping entrepreneurs balance business growth and personal financial health.

Life insurance can provide businesses with financial protection through key person insurance and buy-sell agreements, ensuring the safety of partners, employees, and the business itself.

Investing is an essential part of planning for the future that involves allocating resources, usually money, with the expectation of generating an income or profit, and there are multiple types of investments available.

Working with a financial planner to ensure proper tax planning can help individuals reduce their tax liabilities and increase their after-tax income.

This post provides parents with guidance from a financial planner on when to give money to their children and how to incorporate it into a comprehensive financial management plan.

Waldron Partners can help simplify the process of wealth management so that you can focus on what you do best in a fast-paced world.

The economy is cooling off and inflation is easing, which means interest rates may have reached their peak. This is what history says happens next with your investments. Learn More about Positioning for Peak Rates

Discovering the Benefits of Qualified Small Business Stock Estate Planning (QSBS) Stacking

Peter Waldron

Thursday, November 23, 2023

As a business owner or investor, it's important to not only think about your business's success in the present but also in the future. When planning for the future, it's important to consider the tax implications of your decisions. One...

Maximizing Your Charitable Impact With Donor-Advised Funds

Peter Waldron

Saturday, November 11, 2023

Donor-advised funds offer donors and charities various tax and financial benefits when donating to charity.

The Power of Financial Planning: Beyond Investing, Embrace Your Financial Journey

Peter Waldron

Thursday, November 9, 2023

The Power of Financial Planning: Beyond Investing, Embrace Your Financial Journey By Peter T. Waldron, CBEC, MBA, Managing Partner, Waldron Partners   “You must be the change you wish to see in the world.” - Mahatma...

The Federal Reserve is a financial institution that exerts significant influence over the US economy. It is responsible for managing the nation's monetary system and ensuring the stability of the financial...

Investing can be a complicated process. There are many different factors to consider from the current market conditions to an investor's individual risk tolerance. One of the most challenging aspects of...

The way all of us work has changed dramatically in recent years, in large part because of COVID-19. Now that the U.S. government has officially declared this public health emergency...

As job markets become increasingly competitive, top employers have begun to realize that they need to provide more than just a salary if they want to attract the best talent. As a result,...

Estate planning is a critical component in managing one’s assets. Perhaps most importantly, it can help ensure that an individual's assets are passed on to their family members or chosen...

Exploring the Basics of Business Succession Planning

Peter Waldron

Saturday, July 15, 2023

It’s important for business owners to establish a plan that clearly outlines the succession of their business. Why? So their business continues to thrive long after they are...

How Might $32T in Federal Debt Impact the Wealthy?

Peter Waldron

Saturday, July 15, 2023

The United States is no stranger to debt. In fact, the country's current outstanding debt is a staggering $32.48 trillion (July 2023). While this is concerning for everyone, it is...

Analysis of the Macroeconomics of the United States of America

Peter Waldron

Wednesday, July 12, 2023

From a pandemic to war and inflation, these past few years have been a tumultuous time for the world. As Waldron Partners' top-down investment process depends heavily on accurate macroeconomic analysis, our team has been working hard...

5 Luxury Collectibles the Wealthy Like to Invest In

Peter Waldron

Sunday, July 9, 2023

 All the time we hear about investing in stocks, bonds, and real estate. But are there other more unique and yet still potentially profitable ways to invest one’s money?...

3 Types of Annuities: How Do They Differ?

Peter Waldron

Sunday, July 9, 2023

Over the years, annuities have grown in popularity as individuals have looked for ways to help secure their financial future. What exactly is an annuity? In basic terms, it’s a...

Key Differences Between Estate Planning and Wills

Peter Waldron

Friday, July 7, 2023

 It’s completely understandable that one might get confused about the differences between estate planning and wills as they plan for the future. Both can be extremely helpful...

Why Estate Planning Fatigue Hits Some Rich Folks

Peter Waldron

Friday, July 7, 2023

Why Estate-Planning Fatigue Hits Some Rich Folks. There’s no doubt that estate planning is a critical part of managing one’s wealth. Yet many wealthy people inexplicably seem to avoid it even though they have a lot more to...

The Financial Impact of Caring for Aging Parents

Peter Waldron

Friday, July 7, 2023

Aging is a fact of life and one that not even the well-to-do can avoid. Not only does one have to contend with all the associated challenges themselves, but as they get older, their...

Demystifying Oil Price Fluctuations

Peter Waldron

Friday, July 7, 2023

Oil is a highly valuable commodity sought after by countries, industries, and individuals worldwide. The fluctuations in its price can have significant impacts on both economies and consumer behavior...

5 Factors to Consider When Buying a Second Home

Peter Waldron

Friday, July 7, 2023

For those who are fortunate enough to have the resources to afford a second home, the options can seem endless. From beachfront villas to mountain cabins, there are lots of different...

Top 5 Mistakes to Avoid When Picking a Financial Planner

Peter Waldron

Friday, July 7, 2023

Making the decision to work with a financial planner is usually a smart move. Why? For one, they can help you manage the money you’ve worked so hard to earn. In addition,...

Who Should Inherit Your Wealth? A Guide for the Wealthy

Peter Waldron

Friday, July 7, 2023

One important consideration for many people, including those who have amassed significant wealth during their lives, is determining exactly who they should pass along their assets...

The Ins and Outs of Prenuptial Agreements

Peter Waldron

Wednesday, June 14, 2023

For many couples, discussing the possibility of a prenuptial agreement can be uncomfortable. After all, who wants to talk about divorce when they’re planning a wedding? However, for those with significant assets, a prenup can...

5 Reasons Why Corporate Execs Should Consider Using Specialized Financial Planning

Peter Waldron

Monday, June 5, 2023

Corporate executives tend to have more complex financial planning needs than the average employee because of their wealth. These top-tier professionals have built successful careers by climbing the corporate ladder and making strategic...

4 Places to Consider Putting Your Short-Term Cash

Peter Waldron

Monday, June 5, 2023

It's generally a good idea to maintain a diversified portfolio, including some cash, no matter one’s financial status. In fact, putting some funds into short-term savings can be an excellent way to protect oneself against market...

The Home Office Deduction: Its Potential Risks and Rewards

Peter Waldron

Tuesday, May 30, 2023

It can be quite challenging for business owners and employees alike to navigate the ever-changing and complicated tax landscape. Deductions can be among the hardest topics for many to wrap their minds around – especially the home...

FAQs About Phantom Stock Plans

Peter Waldron

Wednesday, May 24, 2023

Companies often search for alternative ways to incentivize and reward their key employees without having to dilute their equity. Phantom stock plans can offer an innovative solution. In this article, we’ll explore some frequently...

A New Trend Among the Wealthy: Using LLCs and Trusts to Buy Homes

Peter Waldron

Wednesday, May 24, 2023

Gone are the days when buying a home was a relatively simple process involving cash payment or a traditional mortgage. Today, the wealthy are increasingly using Limited Liability Companies (LLCs) and trusts to purchase residential...

The Pros and Cons of Non-Qualified Deferred Compensation Plans

Peter Waldron

Wednesday, May 24, 2023

Non-Qualified Deferred Compensation Plans (NQDCPs) often help individuals secure their long-term financial security while also potentially deferring taxes on their earnings. This blog post explores some of the pros and cons of NQDCPs...

Debt Ceiling: What Is It and What Happens If We Breach It?

Peter Waldron

Monday, May 22, 2023

When the federal debt ceiling was established by Congress in 1917, its purpose was to make it easier for the US Treasury Department to manage the country’s debt. More specifically, it allowed the Treasury to take on debt and...

Phantom Stock Plans: Lots of Benefits to Go Around

Peter Waldron

Saturday, May 20, 2023

Businesses are constantly searching for new and creative ways to reward employees while keeping costs down. Phantom stock plans can be a great solution since they tend to offer a low-risk incentive with many potential benefits —...

A Guide to Non-Qualified Deferred Compensation Plans

Peter Waldron

Saturday, May 20, 2023

Non-qualified deferred compensation plans (NQDC) are one possible way executives and key employees can potentially optimize their finances and build a more secure financial future. NQDC plans can offer a range of possible benefits to...

5 Key Benefits of Executive Financial Planning

Peter Waldron

Saturday, May 20, 2023

Developing a comprehensive financial plan is crucial for any individual who wants to achieve their financial goals and help secure their future. Executive financial planning is a strategic approach that can help one create a customized...

Non-Qualified vs. Qualified Deferred Compensation Plans

Peter Waldron

Saturday, May 20, 2023

When it comes to planning for retirement, high-net-worth individuals have access to a range of options to help secure their financial future. Two popular choices are non-qualified deferred compensation (NQDC) plans and qualified...

Exploring Some of the Benefits of Permanent Life Insurance

Peter Waldron

Wednesday, May 10, 2023

Life insurance can be an essential investment for anyone looking to protect their loved ones in the event of their passing. While term life insurance is a popular choice for many, permanent life insurance also offers a range of...

Is It a Good Idea to Buy Life Insurance for Your Kids?

Peter Waldron

Wednesday, May 10, 2023

Life insurance is typically viewed as a tool that can provide financial protection for an individual’s loved ones in the event of their untimely death. Some parents may question if it makes sense to purchase life insurance...

Maximizing Your Charitable Impact with Donor-Advised Funds

Peter Waldron

Wednesday, May 10, 2023

Donor-advised funds (DAFs) are a popular way for individuals to make charitable contributions because they offer a range of benefits that can help maximize one’s philanthropic impact. This article explores some of the advantages...

7 Financial Habits of the Ultra-Wealthy

Peter Waldron

Sunday, April 30, 2023

Throughout their lives, most people continue to grow financially – learning lessons, coming across new ideas, demystifying complex ones, and exploring topics they’ve only just discovered. Even when one already has a...

Exploring CRUTs: A Powerful Financial Planning Tool

Peter Waldron

Sunday, April 30, 2023

There are many different tools and strategies that someone with substantial wealth might consider as they plan for their financial future. One somewhat lesser-known strategy is the Charitable Remainder Unitrust (CRUT), a type of trust...

Annuities: Exploring the Various Types and Their Benefits

Peter Waldron

Sunday, April 30, 2023

Annuities are financial products that can offer individuals a way to secure a steady stream of income during retirement or for other long-term financial goals. They can be a valuable tool for those with significant financial resources,...

Exploring How the Wealthy Leverage Debt

Peter Waldron

Friday, March 31, 2023

The average person often hears about how bad debt is and that they should wipe out any they have as soon as possible. While there is indeed bad debt (when one owes money on depreciating assets), some debt can, in fact, be an invaluable...

Exploring GRATs: What Are They and How Do They Work?

Peter Waldron

Friday, March 31, 2023

Those with significant wealth are often on the lookout for the most effective ways to pass on their assets to heirs without incurring an excessive tax bill. For those that relate, it is likely worth exploring Grantor Retained Annuity...

Why is America's Wealth on the Move? And to Where?

Peter Waldron

Friday, March 31, 2023

Many of America's wealthy are packing their bags and moving – to different cities domestically and even abroad. For decades, many cities have seen their prospects shrink while others have experienced an influx in wealth. And with...

The Impact of Longevity on the Ultra-Wealthy

Peter Waldron

Friday, March 31, 2023

Those who want to preserve and grow their wealth over multiple generations must understand the implications of longevity. With life expectancy rates on the rise, many ultra-wealthy individuals are contending with increasingly complex...

How to Preserve Artwork and Antiques for Future Generations

Peter Waldron

Thursday, March 23, 2023

Collectors of antiques, art, and other collectibles often want to keep their treasures in the family by passing them down to future generations. Sometimes these items were inherited, handcrafted by a relative, or simply collected over...

3 Strategic Financial Moves for Widowers

Peter Waldron

Monday, March 13, 2023

No one ever wants to think about or live through the heartbreaking realities of being widowed. Unfortunately, however, this is a situation many individuals will one day face or are facing right now. When this happens, there will be...

Succession Challenges for Multigenerational Families

Peter Waldron

Monday, March 13, 2023

Succession planning is a vital consideration for multigenerational families – not only to secure the financial future of their businesses, but also to ensure that values and traditions developed over time can be passed on from...

Marrying into Wealth: A Luxurious Dream?

Peter Waldron

Monday, March 13, 2023

Getting married into a wealthy family may sound like a dream come true with financial stability and freedoms that most people can only imagine having. But beneath the surface of seemingly effortless luxury, marrying into great wealth...

How to Teach Your Kids and Grandkids About Money

Peter Waldron

Monday, March 13, 2023

Growing up with wealth comes with certain perks, but also presents its own set of unique challenges. Kids and grandkids may not understand why they're given certain privileges or how to responsibly manage the money they come into....

Warren Buffett: His Life and Some of His Invaluable Insights

Peter Waldron

Monday, March 13, 2023

Warren Buffett is arguably the most successful investor in history, having accumulated one of the highest net worths in the world. His life story and approach to investing have become legendary among all kinds of people –...

Silicon Valley Bank: Why Did It Fail? Will the FDIC Protect Its Customers?

Peter Waldron

Monday, March 13, 2023

Nearly everyone has already heard the news: Silicon Valley Bank (SVB), a trusted and reputable bank popular with tech startups and venture capital firms, collapsed on Friday. Its swift and relatively unexpected failure (predicted by...

What is a Richcession? And Are We on the Cusp of One?

Peter Waldron

Friday, March 3, 2023

Most people are familiar with recessions and how one might affect them personally. But what about a richcession? No, that’s not a typo. A richcession is a newer term and concept that high-income individuals should familiarize...

The Impact of AI on Financial Services

Peter Waldron

Friday, March 3, 2023

The rapid advancement of artificial intelligence (AI) technology has been one of the defining trends of our modern-day world. But few industries have experienced its effects quite like financial services, where AI is transforming...

3 Challenges Frequently Faced by the Ultra-Wealthy

Peter Waldron

Saturday, February 25, 2023

Ultra-high-net-worth (UHNW) individuals often enjoy a privileged life that others long to experience. While this type of wealth allows for unique opportunities and experiences, it can also bring distinct challenges. From balancing...

Reasons Why Ultra-Wealthy Individuals Donate Their Money

Peter Waldron

Saturday, February 25, 2023

There’s a common assumption by many that the super-wealthy donate to charities so they can reduce their tax obligations, thereby benefiting financially. While this is one reason they might share their wealth with others, the...

5 Tax Deductions High-Income Earners Often Claim

Peter Waldron

Saturday, February 25, 2023

Those with great wealth must carefully manage their tax obligations so they can preserve their assets and maximize cost savings. Fortunately, there are many tax deductions available to everyone, including ultra-high-net-worth (UHNW)...

How to Recession-Proof a High-Net-Worth Portfolio

Peter Waldron

Monday, February 20, 2023

When the stock market is volatile and the economy seems headed for a recession, many ultra-high-net-worth investors might find it difficult to feel secure about their investments. Fortunately, there are strategies available to help...

How to Preserve Wealth During Periods of High Inflation

Peter Waldron

Monday, February 20, 2023

Inflation can strike fear in the hearts of even the ultra-wealthy. The question arises: how can one protect their assets in an inflationary environment that reduces purchasing power and erodes the value of real income? In fact, when...

3 Key Financial Planning Tips for Ultra-Wealthy Individuals

Peter Waldron

Wednesday, February 8, 2023

Financial planning isn’t just for the middle class. In fact, it’s a necessity even for the ultra-wealthy. While it might be tempting to think your wealth will simply last forever, this isn’t a given. Your assets...

5 Tax-Efficient Ways to Pass Wealth to Family or Others

Peter Waldron

Wednesday, February 8, 2023

When an individual has reached a stage in life where they’ve begun thinking about how to pass their wealth to the next generation, it’s wise to consider how this can be achieved in a tax-efficient manner. Those who...

How to Navigate a Recession with Financial Planning

Peter Waldron

Wednesday, January 25, 2023

“Good judgment comes from experience, and a lot of that comes from bad judgment.” - Will RogersA recession is a difficult time for all and can affect even ultra-high-net-worth families. While it is important to understand...

How Long Does It Take for The Stock Market to Recover from a Crash?

Peter Waldron

Thursday, January 5, 2023

Due to the global pandemic, the U.S. economy has been on quite a turbulent path. With rising inflation and layoffs in tech companies, you may be wondering if a stock market crash is eminent. Many investors are alarmed by stock market...

Why You Shouldn't Fear Running Out of Money

Peter Waldron

Monday, January 2, 2023

It is a common worry among those approaching retirement: Will I have enough money to last me the rest of my life? With longer lifespans and rising healthcare costs, concern about outliving your retirement savings is understandable....

Year-End Financial Planning

Peter Waldron

Monday, January 2, 2023

As the end of the year approaches, it is time to start thinking about financial planning for the upcoming year. This process is of utmost importance. After all, if your finances are not in order, how can you expect your business or...

How to Check the Health of Your Investment Accounts

Peter Waldron

Tuesday, December 27, 2022

Everybody likes a day when the market is green. Especially for your personal accounts, it is important to stay on top of your investments to make sure they are performing well. After all, these accounts are crucial for your long-term...

Are Private Schools Worth the Cost?

Peter Waldron

Tuesday, December 27, 2022

It's a simple question with no easy answer: is the value of private schools worth the price? Financial plans vary from family to family, and it can be difficult to decide if spending more on tuition is going to provide enough of an...

Interest rates have been rising - what does that mean for certain lifetime gifts to charities?

Peter Waldron

Monday, December 19, 2022

“Every good act is charity. A man's true wealth hereafter is the good that he does in this world to his fellows.” -MoliereThe Applicable Federal Rate (AFR) is a number set by the IRS that's reviewed and updated monthly....

Effective Wealth Management for the Newly Wealthy

Peter Waldron

Monday, December 19, 2022

“All you need is the plan, the road map, and the courage to press on to your destination.” - Earl NightingaleMaintaining wealth is a challenging task under the best of circumstances, but it can be especially challenging...

What You Need to Know About Intentionally Defective Income Trusts

Peter Waldron

Wednesday, November 9, 2022

Several estate planning tools can be used to transfer wealth from one generation to the next. One such tool is “grantor trust” (e.g., intentionally defective income trust or “IDIT”). This type of trust has been...

Just Sold Your Company?

Peter Waldron

Wednesday, November 2, 2022

Just Sold Your Company? Here are some key considerations for the proceeds.Congratulations on selling your business! As you begin to think about what to do with all that money, there are several important things to consider when it...

Family & Wealth

Peter Waldron

Thursday, September 15, 2022

“It didn’t matter how big our house was; it mattered that there was love in it.” – Peter BuffettWhen it comes to including family members in your business or wealth management, there are several things to keep...

I Hate Flying

Peter Waldron

Friday, September 9, 2022

I hate flying. I'm the guy who's white knuckled on take-off and landing, anxiety shooting through the roof, sweat pouring out of my hands like a waterfall every time there's a bump. If there were no bumps, I'm pretty sure the whole...

Our First Company Value Is...

Peter Waldron

Monday, August 22, 2022

"Family" is our number one company value. And by that, we mean that we are all in this to support our own families, our clients' families, our teams' families, and those in the community around us. As we all know, "family" can have...

Why Don't We Talk About Money?

Peter Waldron

Monday, August 22, 2022

Why don’t we talk about money with our children? What is the hesitation? Are we concerned about spoiling them? Wouldn't it be better to empower our children to make smart financial decisions? Just like when they walked for the...

Phantom Stock

Peter Waldron

Monday, August 22, 2022

A phantom stock plan is a deferred compensation plan that awards the employee a unit measured by the value of a share of a company's common stock, or, in the case of a limited liability company, by the value of an LLC unit. However,...

What does it mean to be a purposeful financial planner?

Peter Waldron

Thursday, August 4, 2022

As I sit here on the plane headed home from a three-day conference with the Purposeful Planning Institute, I am inundated with all the ideas that were shared. The conference was full of so many innovations, but one that stands out for...

You. By Peter T. Waldron Managing Partner of Waldron Partners “Opinion has caused more trouble on this little earth than plagues or earthquakes.” -Voltaire            ...

Debt…Leverage! By Peter T. Waldron Managing Partner of Waldron Partners “Human behavior flows from three main sources: desire, emotion, and knowledge.” – Plato...

Myopic Loss Aversion By Peter T. Waldron Managing Partner of Waldron Partners “Power does not corrupt. Fear corrupts... perhaps the fear of a loss of power.” – John Steinbeck...